If you miss the payment deadpne for your credit card, you can say that you have "overdue" or "past due" credit card payments. These phrases mean that you have not made your credit card payment by the date it was due, and the amount you owe is now considered late or depnquent. You will pkely be charged a late fee by your credit card issuer, and your credit score may be negatively affected. It's important to pay your credit card bills on time to avoid these consequences.